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Thursday, June 30, 2011

7 ways to limit investment mistakes

In a survey, wealthy investors acknowledge a tendency to let emotions drive investment decisions. Plus: Why women are better at long-term investing.

Overcoming emotional and personality-driven investing mistakes is widely recommended but hard to achieve. One of the keys to success is recognizing that a problem exists and devising mechanisms to control or limit bad decisions.

According to a recent global survey by Barclays Wealth, a large percentage of wealthy investors not only realize their tendency to make decisions based on emotions but would welcome help in dealing with the problem.

The report, "Risk and Rules: The Role of Control in Financial Decision Making," also revealed an extensive set of control strategies that people use to limit bad decisions. The most successful at doing so happen to be the wealthiest, although there could be other factors contributing to high-wealth achievement.

Perhaps the most interesting finding of the research involved what the report called "the trading paradox," said Greg Davies, who directs Barclays Wealth's work in behavioral and quantitative finance. Many wealthy investors believe they need to trade frequently to maximize investment gains. At the same time, wealthy investors were most likely to believe their overall returns suffered because they traded too much.

"Almost 50% of traders who believe you have to trade often to do well think they overdo it," the report said.
"Failures of rationality," as the report called them, were seen in four types of investment decisions:
1. Failing to see the big picture. Considering decisions in isolation and not including their impact on an entire portfolio was cited as a problem.
Consequence: Investing too much in a single asset class, industry or geographic market because you know a lot about it and are comfortable with such decisions.
2. Using a short-term decision horizon. Ignoring the appropriate goal of long-term wealth accumulation in favor of short-term returns hindered investors.
Consequence: Statistically, losses are more likely in the short run. Because people are twice as sensitive to losses as to gains -- a behavioral phenomenon known as "myopic loss aversion" -- their willingness to take short-term risks is too low and they often make the wrong investment decisions.
3. Buying high and selling low. Investors tend to do what's comfortable amid bullish or bearish market conditions.
Consequence: Buying when markets are high or selling when markets are low is a risky strategy that fails to take advantage of market opportunities. A buy-and-hold strategy is superior.
4. Trading too frequently. Multiple emotional and personality traits produce an irrational bias toward action.

Consequence: Investment costs are higher, and the frequency of other poor decisions is increased.

"This lack of control over our emotions is not an abstract problem," the Barclays study said, and "it can have tangible, detrimental effects on both investor satisfaction and performance."

Over the past two decades, the average equity investor earned 3.8% a year, while the Standard & Poor's 500 Index ($INX) returned 9.1% annually, according to a recent Dalbar study into investor behavior.

The report also found substantial improvement in investment decisions as people aged. Older investors were much less likely to trade too often, try to time the market or base investments on short-term considerations.
They were also more satisfied with their financial situation.

Barclays Wealth also found that women are better long-term investors than men, who tend to take more risks and are more likely to favor frequent trading and efforts to time the market.

"Women tend to have lower composure and a greater desire for financial self-control, which is associated with a desire to use self-control strategies," the report said.

"Women are also more likely to believe that these strategies are effective." As a consequence, women tended to trade less and earn higher returns over time.

Barclays Wealth sponsored surveys of more than 2,000 people from 20 countries who had at least $1.5 million in investment assets, including 200 with at least $15 million. These investors may not have known the details of their emotional flaws as documented by behavioral economists. But they were aware that they were prone to bad decisions and were open to getting help.
The report identified seven self-control strategies to help people counter their tendencies to make bad decisions. The use of these strategies was not limited to investments and often included other behaviors, such as big-ticket purchases or dieting and exercise.

Here are the seven strategies and their application to financial decisions:
1. Limit the options. Purchase illiquid investments to avoid the urge to sell investments when the market is falling.
2. Avoidance. Avoid information about how the market or portfolio is performing in order to stick to a long-term investment strategy.
3. Rules. Establish and use rules to help make better financial decisions, such as spend only out of income and never out of capital.
4. Deadlines. Set financial deadlines. For example, aim to save a certain amount of money by the end of the year.
5. Cool off. Wait a few days after making a big financial decision before executing it.
6. Delegation. Delegate financial decisions to others, such as allowing an investment adviser to manage your portfolio.
7. Other people. Use other people to help reach financial goals. An example would be meeting with a financial adviser to make and execute a financial plan.
This article was reported by Philip Moeller for U.S. News & World Report.

Top 100 websites for business

Sites in this category and its subcategories ordered by popularity. We didn’t receive any compensation from any of the listed sites.


1.
Information about all college and professional sports.
From the site: ESPN.com is the leading provider of sports on the Internet. ESPN.com provides its users, the young, affluent, male sports fan, with late breaking news, statistics, schedules, and player updates, in addition to up-to-the minute sports scores from live events. ESPN.com offers informational incentives to its users, including ESPN Insider, Page 2, articles from ESPN The Magazine, Fantasy games and more. Sports enthusiasts choose ESPN.com, making it the #1 sports site.

2.
Personal finance, investing tips and news.
From the site: This month, as Super Thursday approaches, the nation is deeply split along gender lines, with the economy weighing heavy on everyone's mind. No, we're not talking about the 2008 campaign, but a far more divisive issue -- Valentine's Day . Women love Valentine's Day, and why not? It's all about love and relationships and life's wonderful intangibles. It's also the one holiday each year that validates their Chocophilia and precludes interaction with their mother.

3.
Online payment service for individuals and merchants. Allows users to send money and bills to anyone with e-mail.

4.
Alibaba.com operates online business-to-business marketplaces for global trade, with a leading community of businesses from over 200 countries.
From the site: Alibaba.com Limited (HKSE:1688), a member of the Alibaba Group, is the world's leading B2B e-commerce company. It connects millions of buyers and suppliers from around the world every day through three marketplaces: an English-language marketplace ( www.alibaba.com ) for global importers and exporters, a Chinese-language marketplace ( www.alibaba.com.cn ) for domestic trade in China, and a Japanese-language marketplace ( www.alibaba.co.jp ) facilitating trade to and from Japan.

5.
EzineArticles is a matching service between tens of thousands of expert authors and millions of readers & publishers looking for expert solutions to millions of problems.

6.
Nationwide bank. Includes product and service information, online banking and bank location finder.
From the site: Building on the legacy of a firm that began more than 200 years ago, your dedicated U.S. Trust advisor leads a team of specialists who will work with you to develop integrated solutions to help you achieve your goals. We offer you a relationship that couples personal insight with professional expertise, backed by access to some of the industry's most respected talent in wealth structuring, investment management, estate planning, taxation, private business finance and the strategic use of credit.

7.
Offers worldwide news coverage, analysis, show profiles, broadcast schedules, team biographies, and email news alerts.
From the site: E-mail the show: friends@foxnews.com ... For FOX News Channel comments write to yourcomments@foxnews.com This material may not be published, broadcast, rewritten, or redistributed. © 2008 FOX News Network, LLC.

8.
Company news, tracking, software, employment information, and FAQ.
From the site: Calculate Time and Cost Schedule a Pickup Open a UPS Account ... Founded in 1907 as a messenger company in the United States, UPS has grown into a USD 42.6 billion corporation by clearly focusing on the goal of enabling commerce around the globe. Today UPS, or United Parcel Service Inc., is a global company with one of the most recognised and admired brands in the world.

9.
iStockphoto® is the world s preeminent collection of

10.
Peer to peer internet voice service. Mac, Windows and Linux versions available. Users may call landlines and cellphones for a fee; users may call each other for free.
From the site: Skype Certified recognises devices that not only work brilliantly with Skype but also look and feel great. The Skype Certified logo demonstrates both Skype’s faith in the product and our partnership with the manufacturer. Membership of the Skype Certified program provides you with major marketing, retail and distribution opportunities.

11.
International and national news with a business and financial perspective.
From the site: To remove our cookies, you may access the following URL designed for this purpose: http://online.wsj.com/delete_cookie The Wall Street Journal's high standards extend to the Online Journal. You may view the full text of any of the Online Journal's legal documentation, including our Privacy and Cookie Policies, in the ... Your Online Journal subscription includes the Media & Marketing Edition, which can be accessed directly via the following URL: http://online.wsj.com/media.

12.
The largest banking company in the United States.
From the site: We serve this market with more than 600 bankers and over 700 service professionals to deliver the full spectrum of JPMorgan Chase offerings - from cash management and credit to investment banking and wealth management. Chase Business Credit is a leading national provider of highly structured asset-based financing for an array of leveraged financing needs. The business' key strengths include asset-based loan structuring, syndication, and collateral analysis.

13.
Provides long-distance, international and wireless services as well as internet access.
From the site: Text message the keyword "GIVE" to "2HELP" (24357) from your AT&T wireless phone to make $5 donations to the American Red Cross Disaster Relief Fund.

14.
Breaking news, business, financial and investing articles from around the globe. Also provides technology solutions.

15.
Transport company offering integrated transportation, information and logistics solutions.
From the site: FedEx provides access to a growing global marketplace through a network of supply chain, transportation, business and related information services. ... All rights reserved. © 1995-2008 FedEx.

16.
Group-edited blog about technology start-ups, particularly the Web 2.0 sector.
From the site: TechCrunch is co-edited by Michael Arrington and Erick Schonfeld. If you would like to contact TechCrunch with suggestions, comments, corrections, errors, or new company announcements, please email editor@techcrunch.com. ... Joining TechCrunch is a wonderful new adventure for me. Until now, I spent the last ten years working within News Corporation. I’ve held a variety of corporate development, strategy and operating roles both in Los Angeles and New York.  

17.
Do-it-yourself email marketing solution for small businesses and associations. Create, send, and instantly track professional html email newsletters and promotions. Free 60-Day Trial.
From the site: Constant Contact®, Inc. helps small businesses, associations, and nonprofits connect with their customers, clients, and members. Launched in 1998, Constant Contact champions the needs of small organizations and provides them with an easy and affordable way to build successful, lasting customer relationships.

18.
Official site for Disney's One Saturday morning and Disney's 1 Too.

19.
Combines practical personal finance advice, calculators and investing tips with business news, stock quotes, and financial market coverage from the editors of CNN and Money Magazine.

20.
Get the latest in news, sports, travel and entertainment at The Times Online.

21.
A free articles directory to choose articles and content for websites or newsletters. Search for articles and submit your own articles for free syndication.
From the site: ArticlesBase.com Free Articles Directory was established in 2005 as a website to provide a free platform for content producers to publish their work online with an easy and free process. Over the past two years our website as grown at a rapid pace, over the last 9 months we have rolled out 4 new versions for French, Russian, Spanish and Chinese speakers to reach their target audiences. Currently there are over 20,000 contributors to our website and growing daily.

22.
The Sun is a British tabloid newspaper owned by News Corporation.

23.
Offers cell phones, PDAs, wireless mobile phone plans, data plans in the United States and parts of Mexico and Canada.

24.
Provides mobile voice and data communication services. Includes rate plans, equipment, and area coverage maps.


25.
Corporate headquarters for chain of full-line retail stores and auto centers. Offers information on career opportunities, community affairs, online shopping, store locator and investor relations.
From the site: Welcome to the parts page at Sears.com! Since this "About Ordering" section has been launched in a separate browser, you can keep it open while you continue. The ordering process is simple and secure, using SSL (Secure socket layer) 1. Enter your model or part number - In order for you to locate a part you'll need the model number of your product or the part number itself. If you already know your model or part number, type it on the home page and click "go".

26.
Search for jobs or careers using 13 different criteria, or post resumes and let employers with job openings find you. Also has a section of advice and career-related information resources.
From the site: CareerBuilder.com put over 1.6 million jobs in front of poised job seekers wherever they are - at home or work - in print and on the Internet. More than 23 million unique visitors come to the site every month to check out opportunities in every industry, field and job type. ... CareerBuilder.com strives to incorporate the following values into everything that we do: ... View CareerBuilder.com job opportunities ».

27.
Computing, Internet and technology-industry news.

28.
Breaking financial, business and economic news worldwide from major provider of information services.
From the site: If you find a Bloomberg B-Unit within your company, you should immediately contact your company's Information Technology department. The IT department may be able to determine the proper owner and arrange for its return. If you find a B-Unit in a public place, or if no one in your company uses a B-unit, you should place the B-Unit in the nearest lost-and-found. There is no owner identification on the B-Unit; therefore, it is impossible to determine its owner.

29.
Connects customers to essential financial services 24 hours a day -- by ATM, phone or personal computer, as well as through a growing network of traditional and supermarket branches.

30.
Cellphones, accessories, and mobile data.
From the site: Find corporate and customer service contact details along with contact information for Nokia offices around the world. Q2 2008: Nokia net sales of EUR 13.2 billion and EPS of EUR 0.36, excluding special items ... New Nokia/Vodafone website spotlights mobile solutions for social change www.ShareIdeas.org.

31.
Since 1997, SiteSell.com has delivered "E-business success. Simple. Real." Over 100,000 entrepreneurs and small businesses outperform large competitors. While everyone else seems to focus on putting up Web sites, SBI! provides the entire process, all the tools, Support and guidance and constant updating to enable everyday people to build profitable, long-term e-businesses with equity.

32.
Provides online advertising, direct marketing and interactive marketing technologies.
From the site: Mediaplex provides technology and services that help advertisers, agencies and publishers manage their interactive and traditional advertising activities. Mediaplex's complete suite of technology solutions includes MOJO Adserver for third party advertising, MOJO Mail for email management and delivery, MOJO Publisher for ad management, the AdVault suite of products for agency production and financial management and media management and Content Depot for digital advertising management solutions.

33.
The online edition of the New York Post. News, weather, sports, and entertainment all updated daily.

34.
Information about companies and the people who run them. Forbes success lists including the Platinum 400 best-performing U.S. big companies, the Private 500 largest U.S. private firms, and the world's richest people.
From the site: Forbes.com Inc., ( www.forbes.com ) a leading Internet media company, is among the most trusted resources for the world's business and investment leaders, providing them the uncompromising commentary, concise analysis, relevant tools and real-time reporting they need to succeed at work, profit from investing and have fun with the rewards of winning.

35.
Provides a wide range of card, travel, and financial services to individuals and businesses.
From the site: American Express sites across the globe share the content you are about to access. The information on these pages is generated from our US office; it is updated on a regular basis. For the most recent news about our businesses, products and results, click here . To see our current annual report, earnings, release and stock quotes, click here.

36.
Manufactures TVs, digital cameras, DVDs, VCRs and audio systems.
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37.
A one-stop career management resource. Job search, resume management, 1200 pages of advice from career experts, plus chats and message boards on dozens of topics.

38.
This state-owned bank is the largest in Asia, and fourth-largest in the world.
From the site: Contact by E-mail    E-mail Subject    Suggestions to ICBC website    Suggestions to other problems    Complains    Other suggestions    Mail Address webmaster@icbc.com.cn Address of head office   No.55 FuXingMenNei Street, Xicheng District, Beijing, P.R.C   Post Code 100032 More...

39.
US retailer of brand name and private label products. Employment, investment information, product notices, membership requirements, store locator, and online order delivery information.

40.
Indeed is a search engine for jobs - with a radically different approach to job search. In one simple search, Indeed gives job seekers free access to millions of employment opportunities from thousands of websites. Indeed.com includes all the job listings from major job boards, newspapers, associations and company career pages - and we continue to add new sites every day.

41.
Among the largest issuers of major brand bank card products worldwide.
From the site: Capital One has been named one of the "100 Best Companies to Work For," according to Fortune Magazine. ... America's Promise and Capital One Announce 2007 100 Best Communities for Young People ... Capital One and Junior Achievement Win US Chamber of Commerce Partnership Award ... Capital One ® is a diversified financial services company offering a broad array of credit, savings and loan products to customers in the United States, UK, and Canada.

42.
Offers a wide range of banking products and financial services to corporate and retail customers.

43.
Information about services offered to resident Indians, NRI's, and companies. Links to its subsidiary companies.
From the site: View the new Savings Accounts Ad Film here... View the new Personal Loans Ad Film here... ... Bank has bagged as many as ten awards at the Asia Pacific HRM Congress .

44.
Elance is the leading site for online work where businesses connect with independent professionals to get work done. Elance delivers an immediate, cost-effective and flexible way to hire, manage and pay independent professionals and contractors online. Companies tap into Elance’s skilled talent pool to distribute their work, while professionals use Elance to meet clients, stay independent and get paid for delivering great results.
From the site: Elance is an online workplace where businesses connect with qualified professionals to get work done. With the largest network of certified technology and creative talent, Elance helps businesses succeed by connecting them with the people they need to get work done. Elance facilitates the entire work process from hiring to collaboration to payment. Businesses use Elance to get work done by qualified professionals whenever they need it.

45.
A free, searchable on-line dictionary and thesaurus, word games, a word of the day, and many other English language and vocabulary reference tools and resources.
From the site: Get instant results from Merriam-Webster in any desktop application in a single click! ... Classic Merriam-Webster content is now available on classic mobile platforms. ... From Noah Webster to Merriam-Webster: A Timeline Merriam-Webster Continues Noah Webster's Legacy.

46.
A renowned business publication. Business news, trends and profiles of successful businesspeople.
From the site: For answers to frequently asked questions about BusinessWeek's rankings of business education programs: MBAs ... How does BusinessWeek determine who is eligible for rankings? We look at a number of different statistics, including but not limited to: age of the MBA program, enrollment, test scores, acceptance rates, and number of international and minority students. A program must be accredited to be considered for ranking.

47.
Spanish-language media company serving the US. Includes investor relations information, media groups, and company background. Site in English and Spanish.

48.
Designs, manufactures and markets microcomputer components and related products at various levels of integration. Principal components consist of silicon-based semiconductors etched with complex patterns of transistors.
From the site: Intel pushes the boundaries of innovation so our work can make people's lives more exciting, fulfilling, and manageable. ... Intel creates amazing leaps in technology every day. Find out the many ways we stay at the forefront of technological innovation. ... Intel is driven to create bold advancements in technology that enable positive change and a better, more interesting world. ... Intel's mission is to meet and exceed the expectations of our customers, employees, and shareholders.

49.
Headline news, articles, reports, stocks and quotes, message boards, and a stock ticker.

50.
The official site with information on trains, fares and availability.
From the site: India is a land of diverse culture and Indian Railways play a key role in not only meeting the transport needs of the country, but also in binding together dispersed areas and promoting national integration. ... Indian Railways have emerged as the sinews of the Indian economy and have reached out to bring together the great Indian family. 8 .

51.
Royalty-free images community. Users upload their own files and receive a percentage from each sale. Unbelievable prices and stunning quality.
From the site: Dreamstime is a distinguished leader in stock photography and a major supplier of high quality digital images at unbelievable prices. All stock images available are provided by Dreamstime community's photographers, shot on film or digital and approved by our editors. Structured on categories and subcategories, the database is renewed with thousands of fresh images and titles on a daily basis.

52.
View T-Mobile products and plans or view your account at the T-Mobile home page.
From the site: As part of T-Mobile s ongoing effort to provide our customers with more coverage, we want to let you know that we have expanded our national coverage in square miles by over 56% in 2005, primarily by adding 850MHz roaming coverage. Take a look at T-Mobile s national coverage map. ... How can you enjoy T-Mobile s expanded coverage? ... Coverage needs are personal, and T-Mobile lets you prove it for yourself with street level coverage details.

53.
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54.
News division of the Financial Times.
From the site: Subscribe to FT.com or view and edit your subscription details. ... Search News in the FT.com site Search Search Quotes in the FT.com site ... FT.com , the world's most popular audited business website, which combines agenda-setting editorial with relevant financial data and discussion groups, as well as a broad range of business tools including the largest search function on the internet. FT.com has more than 55 million monthly page views and over 2.7 million unique monthly visitors.

55.
A resource site for Webmasters, focusing on web site design, promotion, submission, positioning, marketing and profitability. Articles by noted Web professionals.
From the site: Elevator Pitch sitepoint.com is currently the 913rd most visited web site in the world! SitePoint is a fast growing online media company and information provider targeting the Web professional market, specifically Web Developers and Designers. The company has five major revenue streams: advertising and sponsorship, content-based products both online and in retail, software, and more recently streaming video subscriptions and classified listings.

56.
One of the largest full service banks in the world.
From the site: One of the largest and most internationally minded banks in Hungary is Citibank Zrt., which has been operating in Hungary since 1985. As a member of Citi, Citibank delivers world class services to customers throughout Hungary. ... Citi has been present in Hungary since 1985 and Citibank Zrt. was the first subsidiary Citi established in Central and Eastern Europe. ... City Bank of New York, the predecessor of Citibank was founded in 1812.

57.
Plush pets that come with a unique secret code. Features a catalog, tour, trading cards, clubhouse, and parent's area. Owned by Ganz.
From the site: Webkinz Trading Cards are now available for you to collect, trade, and play awesome games with. The first series of Webkinz Trading Cards includes 80 base set cards featuring your favorite Webkinz pets, characters, items and recipes for you to collect and enjoy. You can also collect these three exciting subsets of cards: ... Get an inside glimpse at these never-before-seen sketches by our Webkinz artists.

58.
Search for a new home or find mortgage rates, real estate agents, and relocation services throughout the US, Canada, and Puerto Rico. Provided by the National Association of Realtors.
From the site: Get a sneak peek at the new REALTOR.com® beta.

59.
News, market data, portfolios, mutual funds, personal finance, and discussions.
From the site: Support from the Fed, a stronger dollar and a plunge in commodities all seem to mark a turning point in the credit crisis. • This week's top 10 MarketWatch stories | More...

60.
Provides a Web-based consumer intelligence service that offers companies time-sensitive analysis of web users' consumer behavior.
From the site: Compete is a new breed of web analytics company. ... Powered by the largest pool of online consumer behavior data in the industry, Compete.com is the only online competitive intelligence service that combines site and search analytics in one site to help you quickly master online marketing. With Compete.com, you can identify rival search marketing strategies to take your SEM and SEO efforts to the next level, and stay on top of rivals with site metrics and audience profiles.

61.
Turn-key email marketing service, autoresponders, and conversion tracking.
From the site: GetResponse is an easy-to-use, web-based email marketing solution that can help you to build your permission-based mailing lists, maximize your conversion ratios, increase your profitability and build customer confidence. Tens of thousands of users have trusted us with their email marketing needs. ... GetResponse account — a testimony to our user-oriented approach and terrific growth since 1998.

62.
A diversified financial services company headquartered in Minneapolis, Minnesota, with over 5,000 ATMs and 1,000 banking offices in 17 states.
From the site: Bancorp (NYSE: USB), with $247 billion in assets, is the parent company of U.S. Bank, the 6th largest commercial bank in the United States. The company operates 2,556 banking offices and 4,903 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions.

63.
Royalty-free photography for web or print, subscription model.
From the site: Shutterstock : about us 商业摄影, about us 商业相片, about us 商业图片 影片 照片 ... Copyright © 2003-2008 Shutterstock Images LLC 1-866-663-3954 (646-419-4452) 版权所有, 不能转载。 Shutterstock® is a registered trademark of Shutterstock Images LLC 摄影师我们出售你的图片! More...

64.
India's financial newspaper that provides analysis on industry and the economy.

65.
Zillow.com launched its beta service in February 2006, with the goal of empowering consumers with tools and information to transform how they buy and sell homes. Zillow was started by a group of Internet veterans, including Expedia founder and former CEO Rich Barton and former Expedia Senior Vice President Lloyd Frink.
From the site: It's easy to add a link to Zillow.com and we are happy to have you for a partner. You don't need permission to link to us. Simply cut and paste the HTML code below to add a link to your Web page, blog or message board. Tiny Buttons ( 80 x 15 ) zillowtiny1.gif zillowtiny2.gif ... Help your site visitors quickly find Zestimate ® home valuations via a Zillow.com home address search box. Copy and paste the provided HTML below to your site to add the search.

66.
Programs include Celebrity Homes, True Hollywood Story, Celebrity Profile.
From the site: Online launched shop.eonline.com , the primary source for all E!-branded merchandise.

67.
Official home of the toy building brick. Provides product information, company history, news, how to join the club, new software, links, and Legoland Theme Park details.
From the site: In addition to specially designed, educational LEGO brick sets, we offer extensive curricular-relevant activity packs, teacher guides, student worksheets, glossary, programming tools, etc. designed for use with the sets. Our solutions are based on a hands-on learning approach that actively involves students in their own learning process, making learning fun and an adventure. Most of our sets are delivered in sturdy storage boxes, ideal for stacking or sliding into shelving solutions.

68.
A media measurement service that lets advertisers view audience reports on millions of websites and services. Provides a unique profile for each site in its database.

69.
Intelius, Inc. (http://www.intelius.com) was founded by Internet veteran Naveen Jain (http://www.naveenjain.com), empowers consumers with online information for personal protection and intelligent decisions.
From the site: Intelius is an information commerce company. ... Our customers use Intelius to make choices about people, businesses and assets. ... Ranked among the top 100 commerce sites on the Internet, Intelius offers products and services ranging from basic people search and list management to comprehensive HR background checks and one of the best identity theft protection products available.

70.
Financial services company offers online banking, bill pay, brokerage, loans, and financial planning, as well as services for small businesses and corporations.
From the site: The Wachovia Regional Foundation was established in 1998 by Wachovia Corporation as an independent grantmaking body with the goal of supporting the revitalization of low-income communities located in New Jersey, Delaware, and eastern Pennsylvania. Since 1998, the Wachovia Regional Foundation has worked to ensure its grantmaking practices meet the needs of neighborhoods by partnering with effective nonprofit organizations.

71.
US and international news. Features broadcasts, breaking news, and special reports.
From the site: Offering hard-hitting investigative reports, interviews, feature segments and profiles of people in the news, the CBS News magazine has been the number-one program a record five times. It also finished among Nielsen's annual top-10 list for 23 consecutive seasons - a record never even approached by another program. 60 Minutes finished the 2007-08 season as the most-watched news broadcast, making Nielsen's weekly top-10 list 16 times over 33 telecasts.

72.
Formed in 1990 by the merger of la Caja de Pensiones and la Caja de Barcelona.

73.
Offers online design and custom printed business cards, stationery, labels, brochures, invitations, and note cards.
From the site: Become a VistaPrint Insider to receive exclusive offers and tips. ... VistaPrint is making high-quality graphic design and custom printing convenient and affordable for everyone. With more than 12 million customers worldwide, VistaPrint is a leading online supplier of high-quality graphic design services and customized printed products to small businesses and consumers. We offer high-quality solution for graphic design and full-color printing in small quantities, without the premium price.

74.
Includes specifications and software downloads for available handsets.
From the site: For more information on Sony Ericsson, please visit www.sonyericsson.com

75.
Global provider of voice, data and Internet services.
From the site: In April 2002, Sprint created Sprint Project Connect SM , a wireless recycling program, to help prevent millions of phones from ending up in landfills. Sprint Project Connect is a free service for anyone who has wireless phones, batteries, accessories and connection cards that they no longer use. All makes and models are accepted, regardless of condition or service provider. To recycle your wireless device, pick up a free, postage-paid envelope at any participating Sprint store nationwide .

.76
Manufacturer of a wide range of consumer electronics products including audio, video, communications, and computer systems.

77.
Global manufacturer of electronics products such as , mobile phones, plasma and LCD TV, domestic appliances, DVD recorders, home cinema systems and IT products.
From the site: Microsoft Corp. and LG Electronics (LGE) today announced that they have entered into a patent cross-license agreement to further development of the companies’ current and future product lines.

78.
Offers personal banking, business solutions, institutional banking, company information, and shareholder centre.
From the site: To access to content of this page, please refer to http://about.commbank.com.au/display/ .

79.
Industry consultant Gartner Group's offering of daily news and how-to features for IT professionals.

80.
Local Exchange Carrier (LEC). Offers long distance, data, and Internet services as well.
From the site: View the verizon.com site map . Go to the verizon.com home page .

81.
Technology and computer industry news.

82.
Offers complete billing and e-commerce payment solutions.

83.
Issues the Discover card and also offers financial investments, loans and insurance.
From the site: Get the inside track on making your money go further with Discover EDGE. Use it to help make informed, everyday consumer decisions so you can do more with your money and your time. Review articles and videos on topics such as financial wellness, budget, shopping, credit, savings, planning, cardmember success stories and book reviews. You can even get your pressing questions answered with our online Q&A.

84.
USA nationwide retailer featuring everything from clothing to electronics to sporting goods.

85.
Search for stock photos, illustrations, images, maps, and royalty free footage.
From the site: Publitek, Inc., dba Fotosearch is a provider of royalty free and rights managed stock photography, illustrations, maps, video, and audio. We bring together many different stock agencies to provide "The World's stock photography at one website."™ The products on Fotosearch can be licensed and easily downloaded for use in your advertisements, promotional materials, websites, etc.

86.
H&M homepage. Fashion and quality clothing at a great price. Stores worldwide.

87.
Features EasyWeb Internet banking. Includes investing, insurance, banking, and small business.
From the site: Whether you live in a house, a condominium or a rental unit, our property insurance section will help you understand the ins and outs of choosing a property insurance policy that fits your needs. ... If you own your own home, then you'll want to protect not only your physical building, but all the things that are in your home too.

88.
Cisco (CSCO) is the leading supplier of networking equipment and network management for the Internet. Products include routers, hubs, ethernet, LAN/ATM switches, dial-up access servers and software.

89.
A search engine directory for articles. Free RSS and Javascript feeds available to all.
From the site: GoArticles.com is an article search engine and directory with more than 1 million indexed articles and a membership exceeding 135,000 authors. Currently (Oct./08) the site receives 10,000 - 12,000 article submissions weekly. Our goal is to provide authors, publishers and visitors with the best and largest free content article database on the Web.

90.
Box Office Mojo is an online movie publication and box office reporting service. Their purpose is to illuminate the movies through the integration of art and business through analysis, reviews, interviews and the most comprehensive box office tracking available online.

91.
Develops, publishes, and sells products in print and electronic media for educational, professional, scientific, technical, medical, and consumer markets worldwide.
From the site: In the early years, Wiley was best known for the works of Washington Irving, Edgar Allan Poe, Herman Melville, and other 19th century American literary giants. ... Wiley was established as a leading publisher of scientific and technical information. (A more detailed history is available.) ... Pesce, Wiley's tenth President and CEO, was appointed in May 1998. Will joined the company in 1989 and previously served as Chief Operating Officer; Executive.

92.
The IRS is the U.S. government agency responsible for tax collection and tax law enforcement. Contains downloadable forms, instructions, and agency publications. It also includes "The Digital Daily," an almost-humorous online newspaper.
From the site: The history of IRS reflects many of the events that shaped our nation. ... The IRS Strategic Plan 2005-2009, the current Priority Guidance Plan and other guidelines and policies.

93.
Large video and DVD super store. Provides a store locator for rentals. Keyword searchable.
From the site: News Room >> The Blockbuster Corporate Communications Department assists the media in providing the public with company specific and rentable home entertainment related information. Careers >> Want a great job, full of fun, endless opportunities and FREE Movie & Game Rentals? ... Community Relations >> At Blockbuster, we are committed to supporting the communities that our members and employees call home.

94.
Film and video collections range from historical to shot-for-stock. On-line search facility.
From the site: Go to the previous version of Editorial site ... We have updated our site and the address you requested no longer exists.  

95.
Allows buyers and sellers to negotiate to buy and sell items in an interactive and open format.
From the site: About iOffer iOffer began in 2001 as we saw the need for an alternative to frenetic and hyper-competitive web marketplaces. It was clear that people wanted something different, something that was not frustrating, but easy — even fun! The iOffer site was launched in 2002, and has steadily grown as we’ve helped to foster the relationships between Sellers and Buyers in a venue based on honest negotiations between individuals.

96.
Produces flash memory, microprocessors (mainly x86), communications ICs, and embedded system ICs.
From the site: AMD (NYSE: AMD) is the customer-centric innovation company, a processing powerhouse that offers smarter choices for its customers and makes technology more accessible to the world. AMD is focused on best meeting the needs of leading computing, wireless and consumer electronics companies to help them deliver high-performance, energy-efficient and visually realistic solutions.

97.
Precious metals bullion dealers. Latest news, real-time prices and graphs for precious metals.
From the site: Since 1977,Kitco has earned a reputation as one of the world’s premier retailers of precious metals.We offer a complete line of the highest quality bullion bars and coins for investors and refining services for the jewelry manufacturing industry, as well as mill products. Our customers rely on Kitco for superior service and the highest quality products at competitive prices.Kitco serves the needs of both small and large investors, as well as the precious metals industry.

98.
Marketplace for requesting project-completion bids based on custom specifications.
From the site: Instead, they can cherry pick from a pool of 205,560 coders, and find the best coder across the block, the country or the globe. Those who wish to take advantage of lower costs of living in other countries, can save 50-80% by hiring internationally. Coders are given access to a daily pool of new work from 93,016 buyers, and can work independently from home rather than for a company. Any coder in the world with an internet connection and the desire and ability to work, can now do so.

99.
Offers home, car, and business loans, as well as internet banking, insurance, and deposit products.

100.
Offering job search and posting, career tips and human resource solutions to job seekers, corporate employers and recruiters across the globe.
From the site: JobsDB.com is Asia Pacific's leading interactive recruitment network. By harnessing the speed and global reach of the Internet, JobsDB.com has designed and developed a powerful recruitment medium, which brings employers and job seekers together and allows them to interact directly for fast, efficient and cost effective recruitment. Founded in 1998, JobsDB launched its services in Hong Kong in September in the same year.